:root{
  --navy:#0B1E3A;
  --navy-2:#10294d;
  --gold:#D4AF37;
  --gold-2:#b89222;
  --white:#FFFFFF;
  --soft:#F5F7FA;
  --ink:#132238;
  --muted:#607087;
  --line:#dbe2ea;
  --shadow:0 18px 48px rgba(11,30,58,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Roboto",Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.65}
a{color:inherit}
img{max-width:100%}
.container{width:min(1180px,calc(100% - 40px));margin:0 auto}
.skip-link{position:absolute;left:-9999px;top:0;background:#fff;color:#000;padding:10px;z-index:9999}.skip-link:focus{left:10px;top:10px}
.site-header{position:sticky;top:0;z-index:100;background:rgba(11,30,58,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,.08)}
.header-inner{min-height:78px;display:flex;align-items:center;gap:28px}
.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;color:#fff;min-width:250px}
.brand-mark{width:34px;height:34px;border:1px solid rgba(212,175,55,.75);display:grid;place-items:center;color:var(--gold);font-family:"Playfair Display",serif;font-size:22px;border-radius:50%}
.brand-text{font-weight:700;font-size:14px;line-height:1.2;letter-spacing:.02em}
.main-nav{display:flex;gap:24px;margin-left:auto}.main-nav a{color:#dbe5f0;text-decoration:none;font-size:14px}.main-nav a:hover{color:#fff}
.header-actions{display:flex;align-items:center;gap:16px}.phone-link{color:#fff;text-decoration:none;font-weight:700;white-space:nowrap}
.menu-toggle{display:none;background:none;border:1px solid rgba(255,255,255,.3);color:#fff;padding:8px 12px;border-radius:8px}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 22px;background:var(--gold);color:#101820;text-decoration:none;border:0;border-radius:6px;font-weight:700;cursor:pointer;transition:.2s transform,.2s background,.2s box-shadow}.button:hover{background:#e4c45a;transform:translateY(-1px);box-shadow:0 10px 24px rgba(212,175,55,.18)}
.button-small{min-height:42px;padding:0 16px;font-size:13px}.button-ghost{background:transparent;border:1px solid rgba(255,255,255,.35);color:#fff}.button-ghost:hover{background:rgba(255,255,255,.08);box-shadow:none}
.section{padding:92px 0}.section-soft{background:var(--soft)}.section-dark{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.hero{padding:104px 0 96px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(300px,.7fr);gap:72px;align-items:center;position:relative;z-index:2}
.hero h1,.section-heading h2,.cta-strip h2{font-family:"Playfair Display",Georgia,serif}
.hero h1{font-size:clamp(38px,5.2vw,66px);line-height:1.08;margin:14px 0 24px;max-width:900px;letter-spacing:-.025em}.hero-lead{font-size:18px;color:#d7e0ea;max-width:800px;margin:0 0 30px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.hero-note{font-size:13px;color:#aebed0;max-width:760px;margin-top:24px}
.eyebrow{text-transform:uppercase;letter-spacing:.15em;font-size:12px;font-weight:700;color:var(--gold);margin:0}.eyebrow.dark{color:#8d6c11}
.hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);padding:34px;border-radius:12px;box-shadow:0 26px 70px rgba(0,0,0,.18)}.hero-card-label{display:inline-block;color:var(--gold);text-transform:uppercase;font-size:11px;letter-spacing:.14em;margin-bottom:18px}.hero-card strong{display:block;font-family:"Playfair Display",serif;font-size:25px;line-height:1.35}.hero-card p{color:#c8d4e1}.hero-card a{color:var(--gold);text-decoration:none;font-weight:700}
.hero-shape{position:absolute;border:1px solid rgba(212,175,55,.12);transform:rotate(45deg)}.hero-shape-a{width:440px;height:440px;right:-120px;top:-180px}.hero-shape-b{width:280px;height:280px;left:-140px;bottom:-100px}
.section-heading{max-width:780px;margin:0 auto 48px;text-align:center}.section-heading.left{margin-left:0;text-align:left}.section-heading h2{font-size:clamp(32px,4vw,48px);line-height:1.16;margin:10px 0 16px}.section-heading p:last-child{color:var(--muted);font-size:17px}
.cards{display:grid;gap:24px}.cards-3{grid-template-columns:repeat(3,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:30px;box-shadow:var(--shadow)}.icon{width:48px;height:48px;border:1px solid rgba(212,175,55,.55);border-radius:50%;display:grid;place-items:center;color:#8d6c11;font-weight:700;font-family:"Playfair Display",serif;font-size:20px;margin-bottom:24px}.card h3,.benefits h3,.services-list h3,.steps h3,.compare-card h3{font-family:"Playfair Display",serif}.card h3{font-size:24px;line-height:1.3;margin:0 0 14px}.card p{color:var(--muted)}.card-detail{font-size:14px;padding-top:14px;border-top:1px solid var(--line)}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);background:#fff;border-radius:12px;overflow:hidden}.steps li{padding:30px;min-height:260px;border-right:1px solid var(--line)}.steps li:last-child{border-right:0}.step-number{display:block;color:var(--gold-2);font-size:13px;font-weight:700;letter-spacing:.15em;margin-bottom:45px}.steps h3{font-size:22px;line-height:1.3;margin:0 0 12px}.steps p{color:var(--muted);font-size:14px}
.compare{display:grid;grid-template-columns:1fr 1fr;gap:24px}.compare-card{padding:34px;border:1px solid var(--line);border-radius:12px;background:#fff}.compare-primary{border-top:4px solid var(--gold)}.status{display:inline-block;font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:#7a6121;margin-bottom:14px;font-weight:700}.compare-card h3{font-size:28px;margin:0 0 14px}.compare-card p{color:var(--muted)}
.compact-dark{padding:66px 0}.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:36px}.benefits article{padding-right:24px}.benefits h3{font-size:24px;margin:0 0 10px}.benefits p{color:#cbd6e2}.icon.inverted{color:var(--gold);border-color:rgba(212,175,55,.5)}
.services-list{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line)}.services-list article{display:grid;grid-template-columns:56px 1fr;gap:16px;padding:28px 24px 28px 0;border-bottom:1px solid var(--line)}.services-list article:nth-child(odd){border-right:1px solid var(--line);padding-right:34px}.services-list article:nth-child(even){padding-left:34px}.services-list>article>span{color:var(--gold-2);font-size:12px;font-weight:700;letter-spacing:.12em}.services-list h3{margin:0 0 6px;font-size:23px}.services-list p{margin:0;color:var(--muted)}
.cta-strip{background:var(--navy-2);color:#fff;padding:56px 0}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:40px}.cta-strip h2{font-size:38px;line-height:1.2;margin:8px 0}.cta-strip p:not(.eyebrow){color:#c7d2df;margin:0}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;align-items:start}.contact-list{display:grid;gap:1px;background:var(--line);border:1px solid var(--line);border-radius:10px;overflow:hidden}.contact-list>a,.contact-list>div{background:#fff;padding:18px 20px;text-decoration:none;display:flex;flex-direction:column}.contact-list span{font-size:12px;text-transform:uppercase;letter-spacing:.09em;color:var(--muted)}.contact-list strong{font-size:17px;margin-top:3px}
.contact-form{background:#fff;padding:34px;border-radius:12px;box-shadow:var(--shadow);border:1px solid #e8edf2}.contact-form h3{font-family:"Playfair Display",serif;font-size:30px;margin:0 0 24px}.contact-form label{display:block;font-size:13px;font-weight:700;margin:0 0 16px}.contact-form input,.contact-form textarea{width:100%;margin-top:7px;border:1px solid #cfd7e1;border-radius:6px;padding:13px 14px;font:inherit;background:#fff}.contact-form input:focus,.contact-form textarea:focus{outline:2px solid rgba(212,175,55,.32);border-color:#b28d22}.consent{display:flex!important;align-items:flex-start;gap:10px;font-weight:400!important;color:var(--muted)}.consent input{width:auto;margin:4px 0 0}.form-button{width:100%}.form-note{font-size:12px;color:var(--muted);margin:12px 0 0;text-align:center}
.site-footer{background:#07162b;color:#c3cfdb;padding:58px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr .5fr;gap:60px}.footer-grid p{max-width:680px;color:#9fb0c2}.footer-links{display:grid;align-content:start;gap:10px}.footer-links a{color:#d7e0e8;text-decoration:none}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:38px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;font-size:12px;color:#8094a8}.footer-brand{margin-bottom:18px}.floating-call{position:fixed;right:22px;bottom:22px;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:#111;text-decoration:none;font-size:24px;box-shadow:0 12px 30px rgba(0,0,0,.22);z-index:90}
.legal-page{background:var(--soft);min-height:100vh}.legal-wrap{max-width:860px;margin:0 auto;padding:70px 0}.legal-wrap h1{font-family:"Playfair Display",serif;font-size:44px;line-height:1.15}.legal-wrap h2{font-family:"Playfair Display",serif;margin-top:34px}.legal-wrap p,.legal-wrap li{color:#42546a}.back-link{display:inline-block;margin-top:28px;font-weight:700;color:#6f5511}
@media (max-width:1050px){.header-actions .button-small{display:none}.hero-grid{grid-template-columns:1fr;gap:40px}.hero-card{max-width:700px}.cards-3,.steps{grid-template-columns:1fr 1fr}.steps li:nth-child(2){border-right:0}.steps li{border-bottom:1px solid var(--line)}.steps li:nth-last-child(-n+2){border-bottom:0}.contact-grid{gap:40px}}
@media (max-width:820px){.container{width:min(100% - 28px,1180px)}.site-header{position:sticky}.header-inner{min-height:68px;flex-wrap:wrap}.brand{min-width:0;flex:1}.brand-text{font-size:12px}.menu-toggle{display:block}.main-nav{display:none;position:absolute;left:0;right:0;top:68px;background:var(--navy);padding:18px 20px;border-top:1px solid rgba(255,255,255,.1);flex-direction:column;margin:0}.main-nav.open{display:flex}.header-actions{display:none}.hero{padding:70px 0}.hero h1{font-size:42px}.section{padding:70px 0}.cards-3,.steps,.compare,.benefits,.services-list,.contact-grid,.footer-grid{grid-template-columns:1fr}.steps li{border-right:0!important;border-bottom:1px solid var(--line)!important;min-height:auto}.steps li:last-child{border-bottom:0!important}.step-number{margin-bottom:20px}.services-list article{border-right:0!important;padding:24px 0!important}.cta-inner{align-items:flex-start;flex-direction:column}.footer-bottom{flex-direction:column}.floating-call{right:14px;bottom:14px}.contact-form{padding:24px}}
@media (max-width:520px){.hero h1{font-size:34px}.hero-lead{font-size:16px}.hero-actions .button{width:100%}.section-heading h2{font-size:32px}.card{padding:24px}.cta-strip h2{font-size:30px}.legal-wrap h1{font-size:34px}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}